Md Masud Kowsar, Sazzad Islam, Mohammad Mohiuddin, and Noor Alam Siddiqui, “DIGITIZATION IN RETAIL BANKING: A REVIEW OF CUSTOMER ENGAGEMENT AND FINANCIAL PRODUCT ADOPTION IN SOUTH ASIA”, ASRC Procedia: Global Perspectives in Science and Scholarship, vol. 1, no. 01, pp. 42–46, Apr. 2025, doi: 10.63125/cv50rf30.